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So, What's the Problem?

82%

of startups frequently encounter cash flow difficulties, resulting in their inability to timely pay bills and invoices, potentially jeopardizing their business operations and credit standing.

95%

of startups often struggle to secure traditional lines of credit due to their newness and lack of credit history, hindering their ability to grow and expand operations.

6 out of 10

startups also struggle with efficiently managing and tracking their loan payments, leading to potential financial disarray and instability.

$8.25B

Defaulted Invoices

94%

Late Loan Payments

99%

Failed Startups

How

we

solve

this

problem

The Perfect Funding Kit

Get real-time updates, send last minute docs, and video call your consultant anytime during business hours.

Build a custom financial data room with your consultant for optimal debt capital raising.

Learn more about hub

When investors say "No," we say "Yes!"

We offer a line of credit up to $1,000,000.00

Build your financial data room to start receiving other capital offers from partner banks

Use your line of credit to pay down your loan offers and pay us back in monthly arrears at a lower monthly rate
*Subject to credit approval

Learn more about pay

When investors say "no," we say "yes!"

Access to several capital offers including credit lines, loans, grants, and even investor intros.

No founder guarantee, No hard credit check, No tax returns, No security deposit, No equity... The only time you'll enjoy hearing "no" so much is with Paygeon!

Learn more about capital

Your whole financial life at your fingertips

Open a free account in minutes

Take control of your spending and budget smarter with our useful analytics - categorised in real time.

Spend securely with single-use cards

Take control of your spending and budget smarter with our useful analytics - categorised in real time.

Split bills, without the maths

Take control of your spending and budget smarter with our useful analytics - categorised in real time.

Teach kids money skills for life

Take control of your spending and budget smarter with our useful analytics - categorised in real time.

Get more from the brands you love

Take control of your spending and budget smarter with our useful analytics - categorised in real time.

Budget smarter to never overspend

Take control of your spending and budget smarter with our useful analytics - categorised in real time.

Reach your money goals quicker

Take control of your spending and budget smarter with our useful analytics - categorised in real time.

Trade shares, commission-free

Take control of your spending and budget smarter with our useful analytics - categorised in real time.

Go from cash to crypto, in seconds

Take control of your spending and budget smarter with our useful analytics - categorised in real time.

Invest smarter with Commodities

Take control of your spending and budget smarter with our useful analytics - categorised in real time.

Make a difference with Donations

Take control of your spending and budget smarter with our useful analytics - categorised in real time.

scale your startup with a Vendor OS

Open a free account

Always have capital on hand when your vendors ask for payment

security first & second

Over 8,600+ Merchant Savings

Use our powerful suite of APIs and SDKs to pull rewards options and choose which ones your customers will find more value from. There is no limit to the amount of merchant funded crypto back you can choose from, you're only limited by the number of merchants part of our rewards program and that number grows exponentially every day so be prepared to see the marketplace being updated every single day with new crypto back offers.

access to capital

Raise capital by paying your bills

Every invoice you pay on time is rewarded with a ticket for our weekly, monthly, and quarterly grants, the more bills you pay on time, the higher your chances of winning.

Weekly $1k.

$1,000.00

- Pay 1 invoice a week on time for enrollment
- Can be earned more than once

Monthly $2.5k.

$2,500.00

- Pay 4 invoices a month on time for enrollment
- Cannot be earned more than once

Quarterly $5k.

$5,000.00

- Pay 12 invoices per quarter on time for enrollment
- Cannot be earned more than once

*For more information on earning grants, visit our grants awards terms and conditions

A home for all your lenders & loan payments